checking
Axos $150
Axos ONE Checking and Savings
A referred new Axos ONE customer earns $150 in the holiday window after $1,500 of direct deposits within 90 days.
Effective value after fees
$150
Holiday total of $150. A monthly fee is not stated, so it is not subtracted. This is a referral offer.
Exact requirements
- Apply for the Axos ONE checking-and-savings bundle through a referral link.
- The standing friend bonus is $50 after $1,500 in direct deposits within 90 days.
- The holiday promotion adds $100 when the signup and application windows are met, for $150.
- You can earn only one personal referral reward.
- Bonus
- $150
- Direct deposit
- $1,500 in direct deposits into the Axos ONE checking account within 90 days.
- Deposit
- Fund either the checking or the savings account within 60 days of opening.
- Keep the account open
- Open and in good standing at payout.
- When the bonus posts
- Within 30 days after you meet the direct-deposit requirement.
- Expiration
- Holiday referral signup by December 31, 2026, with the application window through January 15, 2027.
- Monthly fee
- Not stated as a dollar fee on the referral page.
- How to waive it
- The referral page describes Axos ONE rate boosts. It does not print a monthly maintenance fee for the bundle. Treat the fee as not stated.
- Early closure
- Not stated. Fund within 60 days to avoid closure.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- Availability not stated. States are not listed.
- Last verified
- November 15, 2026
Fine print
Rates on the page were accurate as of November 15, 2026 and are variable, including a limited-time savings APY that is not cash and is not added to this bonus. Verified November 15, 2026.
Source checked November 15, 2026: https://www.axosbank.com/referral-program