37 offers on the board · hiding anything dated before 2026-11-15. State filter keeps nationwide offers and offers whose page names that state.
A single $15,000 deposit into new Citizens savings can start a monthly bonus of $50, or $150 if you keep $40,000. The year-one cap is $1,800.
savingsNo direct depositAvailability not stated
- Deposit
- One single new-money deposit of at least $15,000 within 10 business days. Keep an end-of-day balance of $40,000 or more to earn $150 that month, or $15,000 to $39,999.99 to earn $50. Up to 12 months.
- Direct deposit
- The savings bonus does not require direct deposit. The checking account opened the same day has its own rules.
- Keep open
- The savings account must stay open through the payment date.
- Bonus posts
- Last day of the month after the qualifying month.
- Expires
- Open by November 30, 2026.
- Monthly fee
- Quest Savings: $0 with Quest Checking. One Deposit Savings: $4.99. One Deposit Savings: one deposit each statement, a $200 minimum daily balance, age under 25 or 65 and older, or the first four fees waived automatically.
Effective value
$1,800
Uses the $0 Quest Savings path and the $40,000 tier for all 12 months. The $15,000 tier pays $50 a month, $600 total. A fee on One Deposit Savings is avoidable with one deposit a month and is not subtracted.
M&T Bank
Business Checking
Up to $1,500
M&T pays up to $1,500 on a new business checking account based on the average balance in month three. No direct deposit. Personal accounts are a different product.
checkingBusinessNo direct depositAvailability not stated
- Deposit
- Average ledger balance in the third full calendar month: $5,000 to $14,999.99 pays $300, $15,000 to $29,999.99 pays $500, $30,000 to $99,999.99 pays $750, and $100,000 or more pays $1,500.
- Direct deposit
- Direct deposit is not required. The bonus follows the average ledger balance.
- Keep open
- Six months. Closing sooner causes the bonus to be deducted, and a closure fee also applies within 180 days.
- Bonus posts
- By the end of the fourth month after opening. An October 2026 opening is measured on the January 2027 balance and paid by the end of February 2027.
- Expires
- Open by November 30, 2026.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$1,500
This is the $100,000-balance tier. Lower balances pay $300, $500, or $750. The monthly fee is not stated, so it is not subtracted. This is a business account, not a personal checking account.
Quest Checking can pay up to $100 a month, $1,200 in a year, equal to qualifying fuel purchases, if you also direct deposit $1,000 that month.
checkingDirect depositAvailability not stated
- Deposit
- Open Quest Checking and an eligible savings account the same day. Opening amount can be any amount.
- Direct deposit
- $1,000 or more in direct deposits each month you want the checking bonus.
- Keep open
- Stay open through each payout date. No dollar early-closure fee is stated.
- Bonus posts
- Last day of the following month.
- Expires
- Open by November 30, 2026.
- Monthly fee
- $25 on Quest Checking. $5,000 in total deposits to primary checking each statement period, or $25,000 in monthly combined deposits and investments.
Effective value
$900
The bonus's $1,000 monthly direct deposit does not meet the $5,000 deposit waiver. Over 12 months that is $300 in fees if you never waive them. $1,200 minus $300 is $900. Waive the $25 and the fuel rebate is worth up to $1,200. It is still capped by what you spend on qualifying fuel.
Charles Schwab
Brokerage or IRA
Up to $1,000
A referred new Schwab client can earn up to $1,000 after a qualifying net deposit within 45 days. The top tier takes $500,000.
brokerageNo direct depositNationwideReferral
- Deposit
- Qualifying net deposit within 45 days: $25,000–$49,999 pays $100, $50,000–$99,999 pays $300, $100,000–$499,999 pays $500, and $500,000 or more pays $1,000.
- Direct deposit
- Direct deposit is not required.
- Keep open
- At least one year for taxable accounts, or Schwab may charge back the award. The one-year rule is stated for taxable accounts. An IRA holding period is not stated the same way.
- Bonus posts
- About one week after day 45, and Schwab's examples put payment roughly 1–2 weeks after the 45-day mark.
- Expires
- Not stated as a calendar end date. Schwab can change or end the offer without notice.
- Monthly fee
- Not stated on the referral page. Not stated on the referral page.
Effective value
$1,000
This is the $500,000 tier. Smaller deposits pay $100, $300, or $500. A monthly fee is not stated, so it is not subtracted. You need someone else's referral code.
BMO
Smart Advantage, Smart Money, or Relationship Checking
Up to $600
BMO pays $100 a month, up to $600, when a new checking account in an eligible state receives $1,000 of qualifying direct deposits that month.
checkingDirect deposit14 states
- Deposit
- $25 minimum opening deposit.
- Direct deposit
- $1,000 or more in qualifying direct deposits in a calendar month, for up to 6 months, starting the month after you open. Each qualifying month pays $100.
- Keep open
- The account must be open, in good standing, above a zero balance, and still one of the three eligible checking types when each $100 is paid. A single early-closure penalty is not stated.
- Bonus posts
- About 10 days after the beginning of the month that follows a qualifying month.
- Expires
- Open between September 9, 2026 and December 15, 2026.
- Monthly fee
- Smart Advantage $0. Smart Money $5 if you are 25 or older, $0 if you are under 25. Relationship Checking $25 unless waived. Use Smart Advantage if you want the $0 fee. Relationship Checking's waiver is described as relationship packages on BMO's product disclosure, not fully priced on this offer page.
Effective value
$600
Assumes Smart Advantage Checking, which has a $0 monthly maintenance fee, and that you qualify in all 6 months ($100 × 6). Each missed month simply pays $0 for that month.
Citizens
One Deposit Checking
Up to $600
Citizens will match qualifying debit-card fuel purchases, up to $50 a month and $600 in a year, on a new One Deposit Checking account that also gets $1,000 in monthly direct deposits.
checkingDirect depositAvailability not stated
- Deposit
- Opening balance can be any amount. You must also open an eligible savings account the same day.
- Direct deposit
- $1,000 or more in direct deposits each calendar month you want a checking bonus, for up to 12 months.
- Keep open
- Accounts must stay open and in good standing through each payout. A fixed early-closure fee is not stated.
- Bonus posts
- On the last day of the month after the month you qualify. Open in November 2026 and a December qualification pays by January 31, 2027.
- Expires
- Open both accounts the same day by November 30, 2026.
- Monthly fee
- One Deposit Checking is $0 or $9.99. Waive the $9.99 with one deposit of any amount during the statement period.
Effective value
$600
The monthly fee is easy to waive with any deposit, so it is not subtracted. The $600 is not automatic cash: each month Citizens pays you back qualifying fuel spend, capped at $50. If you do not buy fuel, that month pays $0.
Huntington
Platinum Perks Checking
$600
Bring $25,000 of new money to Huntington Platinum Perks Checking, keep it open 90 days, and the bank pays $600. No direct deposit required.
checkingNo direct deposit21 states
- Deposit
- Deposit $25,000 or more in new money within 90 days. New money is not already on deposit at Huntington, except maturing personal CDs.
- Direct deposit
- Direct deposit is not required. This tier is a new-money deposit.
- Keep open
- At least 90 days.
- Bonus posts
- Within 14 days after you meet the requirements.
- Expires
- Apply by January 15, 2027.
- Monthly fee
- $25, or $0 with a $25,000 total relationship balance. Keep a total relationship balance of at least $25,000 in eligible deposits and certain investments. Otherwise $25 a month.
Effective value
$525
Minimum-path estimate: $600 minus three $25 fees, because the bonus requires the $25,000 deposit but does not say you must leave it there. Leave the $25,000 in the relationship and the fee waiver applies, so the bonus is worth $600.
KeyBank
Key Select Checking
$500
Key Select Checking pays $500 after $5,000 in eligible direct deposits within 90 days. The $25 fee is waived for the first 3 months.
checkingDirect depositAvailability not stated
- Deposit
- $50 minimum opening deposit.
- Direct deposit
- $5,000 or more in eligible direct deposits within 90 days, plus a $50 opening deposit.
- Keep open
- The account must not be closed when the $500 is paid.
- Bonus posts
- Within 60 days of meeting the requirements.
- Expires
- Open by December 11, 2026.
- Monthly fee
- $25, waived for the first 3 months. After 3 months, avoid the $25 fee with a $15,000 combined balance in eligible Key deposit and Key Investment Services accounts, or with $3,000 of eligible direct deposits in the statement cycle.
Effective value
$450
The first 3 months are waived. If you finish the direct deposits on day 90 and Key takes the full 60 days to pay, two later months can cost $25 each. $500 minus $50 is $450, unless you are already meeting the $3,000 or $15,000 waiver.
Santander
Simply Right, Essential, Select, or Private Client Checking
$500
Keep a $5,000 average daily balance for 90 days, add one qualifying direct deposit, and Santander pays $500.
checkingDirect deposit9 states
- Deposit
- Maintain a $5,000 average daily balance for the first 90 days.
- Direct deposit
- At least one qualifying direct deposit within 90 days, plus a $5,000 average daily balance.
- Keep open
- At least 90 days, and open at payout.
- Bonus posts
- Within 30 days after the 90-day period.
- Expires
- Open by December 18, 2026. See the $300 card for the footnote conflict on activity deadlines.
- Monthly fee
- Simply Right is $10 or $0. One posted transaction in the calendar month waives Simply Right's $10 fee.
Effective value
$500
No monthly fee if you use Simply Right and post one transaction a month. The $500 is not reduced.
Truist
Truist One or Marquee Checking
$500
Truist pays $500 on new One or Marquee Checking after $2,000 in direct deposits and 20 debit purchases within 120 days.
checkingDirect deposit17 states
- Deposit
- Truist One opens with $50. Marquee opens with $100. The offer works on either.
- Direct deposit
- At least two qualifying ACH direct deposits, each greater than $5, totaling $2,000 or more within 120 days.
- Keep open
- Not stated as a fixed number of days. The bonus is forfeited if the account is at $0 or negative, restricted, or closed when Truist tries to pay it.
- Bonus posts
- Within 10 business days after you meet the requirements.
- Expires
- Open from July 14, 2026 through February 2, 2027.
- Monthly fee
- Truist One is $12 or $0. Marquee is $35 or $0. The $500 is easier to keep on Truist One. Truist One: $500 or more in qualifying direct deposits per statement cycle, a $500 combined ledger balance, a related Truist credit card, mortgage, or consumer loan, a linked small-business checking account, student status, or a primary client under 25 or 62 and older. Marquee: $250,000 combined balance or a Truist Wealth relationship.
Effective value
$500
On Truist One, spreading the required $2,000 of direct deposits so each statement cycle gets $500 meets a published fee waiver. The $500 bonus is then not reduced by the $12 fee. Marquee's $35 fee is much harder to waive and is not the path used for this number.
U.S. Bank
Smartly Checking
$450
U.S. Bank's top Smartly Checking tier pays $450 after two direct deposits totaling $8,000 or more within 90 days.
checkingDirect depositAvailability not stated
- Deposit
- At least $25 within 60 days of opening.
- Direct deposit
- At least two direct deposits totaling $8,000 or more within 90 days.
- Keep open
- Must be open with a positive balance when the bonus is credited.
- Bonus posts
- Within 30 days after requirements are complete.
- Expires
- Apply by June 1, 2027.
- Monthly fee
- $12 after the first two statement periods. See the $250 tier. $1,500 monthly direct deposits or a $1,500 average balance are two of the published waivers.
Effective value
$426
$450 minus an estimated $24 if the $12 fee hits for two months after the waiver period. Meet a published waiver and the value is $450.
New Chase checking customers can earn $400 on Total Checking after $1,000 in qualifying direct deposits within 90 days.
checkingDirect depositAvailability not stated
- Deposit
- Opening deposit: not stated on the offer page.
- Direct deposit
- $1,000 or more in paycheck, pension, or government-benefit direct deposits within 90 days of coupon enrollment.
- Keep open
- Not stated as a fixed number of days. The account must be open and not restricted when the bonus is paid.
- Bonus posts
- Within 15 days after you complete the requirements. Chase says to refer to your specific offer for dates.
- Expires
- Not stated on the offer page.
- Monthly fee
- $15 monthly service fee on Chase Total Checking. Avoid the fee with direct deposits totaling $500 or more, or with a minimum average daily balance each statement period. The offer page does not state the dollar amount of that balance.
Effective value
$355
Minimum-path estimate: $400 minus three $15 fees ($45). The bonus asks for $1,000 total within 90 days, which does not by itself waive a $15 fee every statement. Route $500 of direct deposit each statement and the fee is $0, so the bonus is worth the full $400.
Huntington pays $400 on new Perks Checking after $500 in qualifying direct deposits and 90 days with the account open.
checkingDirect deposit21 states
- Deposit
- Opening deposit: not stated on the offer page.
- Direct deposit
- Qualifying direct deposits totaling $500 or more within 90 days of opening.
- Keep open
- At least 90 days. The account must still be open to receive the bonus.
- Bonus posts
- Within 14 days after you meet the requirements.
- Expires
- Apply by January 15, 2027.
- Monthly fee
- $10, or $0. $1,000 in total monthly deposits, or a $5,000 total relationship balance. Otherwise $10 a month.
Effective value
$370
Minimum-path estimate: $400 minus three $10 fees. The bonus needs only $500 of direct deposits in 90 days, which is short of the $1,000 monthly-deposit waiver. Deposit $1,000 in a month and that month's fee is $0.
The top SoFi checking tier: $5,000 of eligible direct deposits in the 25 days after your first one pays $400.
checkingDirect depositAvailability not stated
- Deposit
- No minimum balance. No monthly maintenance fee.
- Direct deposit
- $5,000 or more in eligible direct deposits during the 25 days after your first $1 deposit.
- Keep open
- Not stated as a fixed close-by date. Keep checking open through the payout.
- Bonus posts
- Within 7 business days of completing the requirements.
- Expires
- First eligible direct deposit by December 31, 2026. Promotion window is May 15, 2026 through that date.
- Monthly fee
- $0 account, service, or maintenance fee. Nothing to waive for the monthly fee. Wire and instant-transfer fees can still apply.
Effective value
$400
No monthly maintenance fee is charged, so the $400 is not reduced by one.
Eastern Bank
Personal checking
$350
Eastern Bank pays $350 on a new personal checking account in MA, NH, ME, or RI after $3,000 in qualifying direct deposits within 90 days.
checkingDirect depositMaine, Massachusetts, New Hampshire, Rhode Island
- Deposit
- Minimum opening deposit is $25 for Eastern Free Checking, $50 for eZ Checking, or $500 for Premier Checking.
- Direct deposit
- Two or more recurring electronic payroll, pension, or government-benefit direct deposits totaling at least $3,000 within 90 days.
- Keep open
- Not stated as a day count beyond staying open with a balance above zero until payout, which Eastern says is by April 19, 2027.
- Bonus posts
- By April 19, 2027.
- Expires
- Open by November 20, 2026.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$350
The monthly fee is not stated on the offer page, so it is not subtracted. Check the account you actually open before counting on the full $350.
U.S. Bank
Smartly Checking
$350
The middle Smartly Checking tier pays $350 when two direct deposits total $5,000 to $7,999.99 within 90 days.
checkingDirect depositAvailability not stated
- Deposit
- At least $25 within 60 days of opening.
- Direct deposit
- At least two direct deposits totaling $5,000 to $7,999.99 within 90 days.
- Keep open
- Account must be open with a positive balance at payout. No longer period is stated.
- Bonus posts
- Within 30 days after the requirements are complete.
- Expires
- Apply by June 1, 2027.
- Monthly fee
- $12 after two waived statement periods. $1,500 in combined monthly direct deposits, a $1,500 average balance, or another waiver printed in U.S. Bank's consumer pricing information.
Effective value
$326
$350 minus an estimated $24 of fees if the $12 charge applies for two statement periods after the intro waiver. Waive the fee and keep $350.
Wells Fargo
Everyday Checking
$325
New Wells Fargo checking customers can earn $325 on Everyday Checking after $1,000 in qualifying electronic deposits within 90 days.
checkingDirect depositAvailability not stated
- Deposit
- $25 minimum opening deposit. In a branch, get the bonus code by email first.
- Direct deposit
- $1,000 or more in qualifying electronic deposits within 90 days of account opening.
- Keep open
- Not stated as a fixed number of days. The account must be open when the bonus is paid.
- Bonus posts
- Within 30 calendar days of meeting the offer requirements.
- Expires
- Open with the bonus code by January 13, 2027.
- Monthly fee
- $15 monthly service fee on Everyday Checking. Avoid it each fee period with a $1,500 minimum daily balance, $5,000 or more in qualifying deposit and investment balances, $500 or more in qualifying electronic deposits, if the primary owner is 17 to 24, or with a qualifying military direct deposit.
Effective value
$280
Minimum-path estimate: $325 minus three $15 fees ($45). One $1,000 deposit can cover the bonus without repeating the $500 electronic-deposit waiver every fee period. Keep $500 in qualifying electronic deposits each fee period and the bonus is worth the full $325.
KeyBank
Key Smart Checking
$300
Key Smart Checking pays $300 after a $10 opening deposit and $2,000 in eligible direct deposits within 90 days.
checkingDirect depositAvailability not stated
- Deposit
- $10 minimum opening deposit.
- Direct deposit
- $2,000 or more in eligible ACH direct deposits within 90 days, plus the $10 opening deposit.
- Keep open
- Not stated. The account must not be closed when Key pays the bonus.
- Bonus posts
- Within 60 days of meeting the requirements.
- Expires
- Open by 11:59 p.m. EST on December 11, 2026.
- Monthly fee
- $0 monthly maintenance fee. Key describes Smart Checking as having no monthly maintenance fee.
Effective value
$300
No monthly maintenance fee is published, so nothing is subtracted from the $300.
Santander
Simply Right, Essential, Select, or Private Client Checking
$300
Santander pays $300 if you keep a $2,000 average daily balance for 90 days and receive at least one qualifying direct deposit. Branch opening with a promo code.
checkingDirect deposit9 states
- Deposit
- Maintain a $2,000 average daily balance for 90 days. Applicable minimum opening deposits apply; the dollar amount is not stated on the offer page.
- Direct deposit
- At least one qualifying direct deposit within the first 90 days, plus a $2,000 average daily balance over those 90 days.
- Keep open
- At least 90 days, and the account must still be an eligible type and in good standing when the bonus is paid.
- Bonus posts
- Within 30 days after the 90-day period.
- Expires
- Open in a branch by December 18, 2026. The footnote also says qualifying activities must be completed by December 18, 2026, and that the account must stay open at least 90 days. Read both before you rely on a late opening.
- Monthly fee
- Simply Right Checking is $10 or $0. Select is $25 or $0. Simply Right: one posted deposit, withdrawal, transfer, or payment during the calendar month, or any owner under 26. Select: $25,000 combined balances.
Effective value
$300
Assumes Simply Right Checking and one transaction a month, which waives the $10 fee. The $300 is not reduced.
New TD Beyond Checking customers earn $300 after $2,500 in qualifying direct deposits. Offer ends November 30, 2026.
checkingDirect depositAvailability not stated
- Deposit
- Opening deposit amount: not stated on the offer page.
- Direct deposit
- $2,500 in qualifying direct deposits. Each qualifying deposit must be at least $250. The offer page does not state a day limit for the checking deposits.
- Keep open
- 6 months. TD may take the bonus back if the account is closed within 6 months after opening.
- Bonus posts
- On or before 180 days from account opening.
- Expires
- Offer valid through November 30, 2026, online only.
- Monthly fee
- $25 monthly maintenance fee. $5,000 or more in direct deposits in a statement cycle, or a $2,500 minimum daily balance, or a $25,000 minimum daily combined balance of linked deposits, home equity, and mortgages in good standing.
Effective value
$150
Minimum-path estimate: $300 minus six $25 fees ($150) across the 6-month clawback window. The $2,500 bonus deposit is not the same as $5,000 of direct deposits every cycle. Keep a $2,500 daily balance, one of the published waivers, and the fee is $0, so the bonus is worth $300.
Capital One
360 Checking (CHECKING250)
$250
Open 360 Checking with code CHECKING250 and receive two direct deposits of at least $500 each within 75 days to earn $250.
checkingDirect depositAvailability not stated
- Deposit
- No minimum balance to open or maintain, and no minimum balance is required to receive the bonus.
- Direct deposit
- At least two qualifying direct deposits of $500 or more each, within 75 days of opening.
- Keep open
- Not stated as an early-closure rule. The account must be open and in good standing when the bonus posts, which can be as late as 135 days after opening.
- Bonus posts
- Assessed after the first 75 days and processed in up to 60 more days, so within 135 days of opening if you qualify.
- Expires
- Not stated. Capital One says it can end or change the offer before you accept it.
- Monthly fee
- $0 monthly cycle service charge. No monthly fee to waive. No minimum balance to open or maintain.
Effective value
$250
The published monthly fee is $0, so the $250 is not reduced by a monthly service charge.
Capital One
360 Checking (DEBIT250)
$250
A no-direct-deposit path to $250: open 360 Checking with code DEBIT250 and make 20 debit purchases of $10 or more within 75 days.
checkingNo direct depositAvailability not stated
- Deposit
- No minimum balance to open or maintain.
- Direct deposit
- Direct deposit is not required for this version of the bonus.
- Keep open
- Not stated as an early-closure rule. Keep the account open and in good standing until the bonus posts, as late as 135 days after opening.
- Bonus posts
- Assessed after 75 days and processed in up to 60 more days. Expect it within 135 days of opening if you qualify.
- Expires
- Not stated. Capital One can change the offer before you accept it.
- Monthly fee
- $0 monthly cycle service charge. No monthly fee to waive.
Effective value
$250
No monthly fee. You do spend at least $200 on debit purchases ($10 × 20). Those purchases are your own spending, not a fee paid to the bank, so they are not subtracted from the $250.
Eastern Bank
Statement Savings
$250
Eastern Statement Savings pays $250 if you deposit $15,000 within 30 days and keep that average for the following 90 days. No direct deposit.
savingsNo direct depositMaine, Massachusetts, New Hampshire, Rhode Island
- Deposit
- Deposit $15,000 within 30 days, then keep a $15,000 average daily balance for 90 days beginning on day 31.
- Direct deposit
- Direct deposit is not required for the savings bonus.
- Keep open
- Eastern determines qualification 120 days after opening. The account must still be open with a balance above zero at payout.
- Bonus posts
- By April 19, 2027.
- Expires
- Open by November 20, 2026.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$250
Monthly fee is not stated, so it is not subtracted. You do have to leave $15,000 on deposit through the 90-day average window.
U.S. Bank
Smartly Checking
$250
New U.S. Bank Smartly Checking customers earn $250 with two direct deposits totaling $2,000 to $4,999.99 in 90 days.
checkingDirect depositAvailability not stated
- Deposit
- Opening deposit of at least $25 within 60 days of opening.
- Direct deposit
- At least two paycheck or government-benefit direct deposits totaling $2,000 to $4,999.99 within 90 days.
- Keep open
- Not stated as a penalty period. The account must be open with a positive balance when the bonus is credited.
- Bonus posts
- Within 30 days after you complete the requirements, as an adjusted-interest credit.
- Expires
- Apply through the offer page by June 1, 2027.
- Monthly fee
- $12 monthly maintenance fee, waived for the first two statement periods. After the intro waiver: combined monthly direct deposits of $1,500 or more, a $1,500 average balance, age 13–24 or 65 and over, military self-disclosure, a qualifying card or business account, or a Smart Rewards tier, among other published paths.
Effective value
$226
Minimum-path estimate: $250 minus two $12 fees after the two free statement periods ($24). A $1,500 monthly direct deposit, or a $1,500 average balance, waives the fee and leaves the bonus at $250.
With a friend's Axos referral link during the holiday window, new Axos Checking customers earn $200 after $1,500 in direct deposits within 90 days.
checkingDirect depositAvailability not statedReferral
- Deposit
- Fund the account within 60 days of opening or Axos may close it.
- Direct deposit
- $1,500 in paycheck or government-benefit direct deposits within 90 days of opening.
- Keep open
- The account must be open and in good standing when Axos pays, within 30 days after you qualify.
- Bonus posts
- Within 30 days after the product requirements are met.
- Expires
- Holiday signup through the referral link by December 31, 2026. Applications for the extra $100 run November 9, 2026 through January 15, 2027. After that, the page still describes the standard $100.
- Monthly fee
- $0 monthly fee on the Axos Checking product page. The checking product page says there is no monthly fee, no overdraft fee, and no minimum balance. That fee language is on the product page, not repeated in the referral footnotes.
Effective value
$200
Uses the holiday total of $200 and the product page's $0 monthly fee. Without a referral link, this offer does not apply. After the holiday window, the published friend bonus on this product is $100.
TD Complete Checking pays $200 to new checking customers who make $500 in qualifying direct deposits.
checkingDirect depositAvailability not stated
- Deposit
- Opening deposit: not stated.
- Direct deposit
- $500 in qualifying direct deposits of at least $250 each. A day limit is not stated on the offer page.
- Keep open
- 6 months, or TD may deduct a bonus it already paid.
- Bonus posts
- On or before 180 days from account opening.
- Expires
- Through November 30, 2026.
- Monthly fee
- $15 monthly maintenance fee. $500 or more in direct deposits in a statement cycle, a $500 minimum daily balance, or a $5,000 combined balance across linked personal deposits. Also waived while the primary owner is 17 through 23.
Effective value
$110
Minimum-path estimate: $200 minus six $15 fees ($90). A single $500 deposit may waive only the cycle it posts in. Keep a $500 daily balance and the monthly fee is $0, so the bonus is worth $200.
Park $10,000 in a new TD Signature Savings account on the published schedule and TD pays $200. No direct deposit required.
savingsNo direct depositAvailability not stated
- Deposit
- Deposit at least $10,000 within the first 20 days, then keep at least $10,000 for 90 more days measured from that 20th day.
- Direct deposit
- Direct deposit is not required.
- Keep open
- 6 months if you want to keep a bonus that has already posted.
- Bonus posts
- On or before 180 days from account opening.
- Expires
- Through November 30, 2026.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$200
The monthly fee is not stated on the offer page, so it is not subtracted. If Signature Savings has a fee, this $200 overstates the net.
Axos
Axos ONE Checking and Savings
$150
A referred new Axos ONE customer earns $150 in the holiday window after $1,500 of direct deposits within 90 days.
checkingDirect depositAvailability not statedReferral
- Deposit
- Fund either the checking or the savings account within 60 days of opening.
- Direct deposit
- $1,500 in direct deposits into the Axos ONE checking account within 90 days.
- Keep open
- Open and in good standing at payout.
- Bonus posts
- Within 30 days after you meet the direct-deposit requirement.
- Expires
- Holiday referral signup by December 31, 2026, with the application window through January 15, 2027.
- Monthly fee
- Not stated as a dollar fee on the referral page. The referral page describes Axos ONE rate boosts. It does not print a monthly maintenance fee for the bundle. Treat the fee as not stated.
Effective value
$150
Holiday total of $150. A monthly fee is not stated, so it is not subtracted. This is a referral offer.
No direct deposit: a referred Summit Savings customer who holds $5,000 of new money for 60 days earns $150 in the holiday window.
savingsNo direct depositAvailability not statedReferral
- Deposit
- Keep an average daily balance of at least $5,000 in new funds for any 60 consecutive days inside the first 120 days.
- Direct deposit
- Direct deposit is not required.
- Keep open
- The 60-day average has to finish inside the first 120 days, and the account must be open at payout.
- Bonus posts
- Within 30 days after the balance requirement is met.
- Expires
- Holiday referral signup by December 31, 2026.
- Monthly fee
- Not stated on the referral page. Not stated on the referral page.
Effective value
$150
Holiday total. The monthly fee is not stated, so it is not subtracted. You do tie up $5,000.
Eastern Bank
Checking and Statement Savings together
$150 extra
Open Eastern checking and savings within 3 business days and finish both bonuses. The bank adds $150, for $750 in all.
checkingDirect depositMaine, Massachusetts, New Hampshire, Rhode Island
- Deposit
- Open both accounts within 3 business days of each other and meet both offers.
- Direct deposit
- You must complete the checking direct-deposit rule and the savings balance rule. This $150 does not replace those bonuses.
- Keep open
- Both accounts must be open with a balance above zero at payout.
- Bonus posts
- By April 19, 2027.
- Expires
- Open by November 20, 2026.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$150
This is only the extra $150. The $350 and $250 are separate cards. Fees are not stated, so they are not subtracted here.
Webull
Brokerage transfer-fee reimbursement
$100
Webull reimburses $100 on your first brokerage transfer of $2,000 or more. It is a fee reimbursement, not a deposit bonus.
brokerageNo direct depositAvailability not stated
- Deposit
- First completed transfer of $2,000 or more into a cash or margin brokerage account.
- Direct deposit
- Direct deposit is not required.
- Keep open
- Not stated.
- Bonus posts
- Not stated on the promotion page.
- Expires
- Not stated.
- Monthly fee
- Not stated on the promotion page. Not stated on the promotion page.
Effective value
$100
Webull states $100. It is a transfer-fee reimbursement. If the fee your old broker charged is less than $100, confirm with Webull whether you still receive the full amount. The page says “Receive $100.” A monthly fee is not stated, so it is not subtracted.
Webull
IRA transfer-fee reimbursement
$75
Webull pays a $75 reimbursement on a first IRA transfer of $5,000 or more. It can sit alongside the $100 brokerage reimbursement.
brokerageNo direct depositAvailability not stated
- Deposit
- First transfer of $5,000 or more into a self-directed Traditional, Roth, or Rollover IRA.
- Direct deposit
- Direct deposit is not required.
- Keep open
- Not stated.
- Bonus posts
- Not stated.
- Expires
- Not stated.
- Monthly fee
- Not stated. Not stated.
Effective value
$75
Stated reimbursement is $75. Same caution as the brokerage reimbursement: it is tied to a transfer fee. No monthly fee is stated.
BMO Savings Builder pays $5 in any month your balance grows by $200, up to $60 in the first year. No direct deposit.
savingsNo direct depositAvailability not stated
- Deposit
- $25 to open. Grow the ledger balance by at least $200 in a month to earn $5. Up to 12 months.
- Direct deposit
- Direct deposit is not required.
- Keep open
- Keep the account open through each reward payment. No early-closure fee is stated.
- Bonus posts
- Within 5 calendar days after the end of a qualifying month.
- Expires
- Not stated as a campaign end date. The rewards run for up to 12 months from opening.
- Monthly fee
- $0 monthly maintenance fee. No monthly fee is listed for Savings Builder on the offer page.
Effective value
$60
Twelve $5 rewards if the balance grows by $200 every month. There is no monthly fee to subtract. You do have to add $200 of new savings each of those months.
Set up a first SoFi direct deposit by December 31, 2026. $1,000 to $4,999.99 in the next 25 days pays $50.
checkingDirect depositAvailability not stated
- Deposit
- No minimum balance. SoFi says it does not charge account, service, or maintenance fees.
- Direct deposit
- $1,000 to $4,999.99 in eligible direct deposits during the 25 days after your first $1 deposit. You earn only one tier.
- Keep open
- Not stated as a fixed close-by date. The checking account must be open and in good standing at payout.
- Bonus posts
- Within 7 business days after you complete the requirements.
- Expires
- Promotion runs May 15, 2026 through December 31, 2026 at 11:59 p.m. ET. The first eligible direct deposit must arrive by that end.
- Monthly fee
- $0 account, service, or maintenance fee. SoFi says it does not charge those fees. It does charge for outgoing wires, instant transfers, and global remittances.
Effective value
$50
No monthly maintenance fee, so the $50 tier is not reduced by one. If your 25-day total reaches $5,000, you get $400 instead of $50.
Robinhood
Individual taxable brokerage
Typically $5
Robinhood gives new brokerage customers a stock reward. About 99% of people get $5 of stock. A few get $10 or $200.
brokerageNo direct depositNationwide
- Deposit
- No funding minimum is stated. Link a bank account or debit card after you are approved.
- Direct deposit
- Direct deposit is not required.
- Keep open
- 60 days if you want to withdraw the sale proceeds. Selling can happen after 3 trading days.
- Bonus posts
- The stock is credited within about one week after you claim the reward.
- Expires
- Ongoing until Robinhood changes or ends it. No calendar end date is stated.
- Monthly fee
- Not stated on the offer page. Not stated on the offer page.
Effective value
$5
Uses the $5 that Robinhood says about 99% of customers receive. It is stock. Nothing is subtracted for a monthly fee because the page does not state one. Do not plan on the $200.
SoFi
Active Invest self-directed brokerage
Up to $1,000 in stock
SoFi's claw gives new self-directed brokerage customers a random stock award from $5 to $1,000 after $50 settles in the account.
brokerageNo direct depositAvailability not stated
- Deposit
- Fund at least $50 of settled cash within 45 days of using the one-time claw.
- Direct deposit
- Direct deposit is not required.
- Keep open
- Not stated.
- Bonus posts
- Up to 10 business days after the account is opened and funded.
- Expires
- SoFi's promotions summary calls the stock-award offer evergreen. A calendar end date is not stated on the help-center page we used.
- Monthly fee
- Not stated on the promotion page. Not stated on the promotion page.
Effective value
Varies
There is no fixed dollar amount. The help center states a range of $5 to $1,000 in stock. We do not guess the odds, and this prize is left out of the headline total.
Public
Account transfer match
1% match
Public matches 1% of an account transfer, paid monthly over 5 years, and may reimburse up to $100 of transfer fees above $5,000.
brokerageNo direct depositNationwide
- Deposit
- Transfer a brokerage account, IRA, or 401(k) rollover. Public matches 1% with no cap stated, paid monthly over 60 months. Transfers over $5,000 can also get up to $100 of fees reimbursed.
- Direct deposit
- Direct deposit is not required.
- Keep open
- Not a closure fee. The match is paid over 60 months, and taking money out reduces what is left.
- Bonus posts
- Monthly for 60 months, beginning about one month after the transfer settles.
- Expires
- Not stated. Public can end or change the offer.
- Monthly fee
- Not stated on the FAQ page. Not stated on the FAQ page.
Effective value
Varies
1% of whatever you transfer, paid slowly over 5 years. There is no single dollar amount to put in the headline total, so it is left out. A $10,000 transfer is $100 of match, $100 a month at a time across 60 payments only if you do not withdraw.