$Checking Bonuses

How we verify

Every offer on this site is tied to a page the bank, credit union, or brokerage published. We store that URL and the date we read it. The current pass is November 15, 2026.

We do not invent a dollar amount, a deadline, a state list, a credit pull, or a ChexSystems rule. If the page does not say it, the card says "not stated." Blog posts and roundups are not sources.

Effective value is the published bonus minus monthly fees the minimum requirements do not clearly waive, for the time the account has to stay open. When the fee is $0, or the same direct deposit that earns the bonus also waives the fee, we subtract nothing. The card shows the arithmetic. It is an estimate when a waiver is ambiguous, and it ignores taxes and the interest you give up by moving cash.

Rankings follow the published payout, using the floor of a random stock prize rather than the rare top prize. A commission, if one is added later, does not change that order.

A script, npm run recheck, fetches each source URL again. It flags pages that fail to load and pages that no longer contain the phrases we recorded. A human still has to read a flagged page before the numbers change.

This is not financial, tax, or legal advice. You are responsible for the account you open and the tax on any bonus you receive.

Sources on this board