checking
Citizens Up to $600
One Deposit Checking
Citizens will match qualifying debit-card fuel purchases, up to $50 a month and $600 in a year, on a new One Deposit Checking account that also gets $1,000 in monthly direct deposits.
Effective value after fees
$600
The monthly fee is easy to waive with any deposit, so it is not subtracted. The $600 is not automatic cash: each month Citizens pays you back qualifying fuel spend, capped at $50. If you do not buy fuel, that month pays $0.
Exact requirements
- Open a first new One Deposit Checking account and a new eligible savings account on the same day between October 1 and November 30, 2026.
- Each month, post $1,000 or more in direct deposits and make qualifying fuel purchases on the Citizens debit card.
- The monthly bonus equals what you spend on qualifying fuel that month, up to $50. Maximum $600 over 12 months.
- EverValue Checking and Student Checking use this same $50 cap. Quest and Private Client use a $100 cap.
- The primary signer cannot have been a signer on another Citizens personal checking account in the previous 6 months.
- Bonus
- Up to $600
- Direct deposit
- $1,000 or more in direct deposits each calendar month you want a checking bonus, for up to 12 months.
- Deposit
- Opening balance can be any amount. You must also open an eligible savings account the same day.
- Keep the account open
- Accounts must stay open and in good standing through each payout. A fixed early-closure fee is not stated.
- When the bonus posts
- On the last day of the month after the month you qualify. Open in November 2026 and a December qualification pays by January 31, 2027.
- Expiration
- Open both accounts the same day by November 30, 2026.
- Monthly fee
- One Deposit Checking is $0 or $9.99.
- How to waive it
- Waive the $9.99 with one deposit of any amount during the statement period.
- Early closure
- Not stated. A closed account does not get that month's bonus.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- Availability not stated. The offer page does not list states.
- Last verified
- November 15, 2026
Fine print
Fuel eligibility depends on merchant category codes 5541 or 5542, not on what you think you bought. Peer-to-peer deposits do not count as direct deposit. You must open savings the same day. Verified November 15, 2026.
Source checked November 15, 2026: https://www.citizensbank.com/promo/checking/ag-move-money-chk-2026.aspx