checking
Santander $300
Simply Right, Essential, Select, or Private Client Checking
Santander pays $300 if you keep a $2,000 average daily balance for 90 days and receive at least one qualifying direct deposit. Branch opening with a promo code.
Effective value after fees
$300
Assumes Simply Right Checking and one transaction a month, which waives the $10 fee. The $300 is not reduced.
Exact requirements
- Open in a branch by December 18, 2026 with the promo code. The page says the code is revealed after you enter your information.
- Residents of New Hampshire, Massachusetts, Rhode Island, Connecticut, Delaware, New York, New Jersey, Pennsylvania, or select Florida counties: Miami-Dade, Monroe, Broward, and Collier ZIP 34141.
- Not available to a current Santander checking customer or someone who had a Santander checking account in the prior 12 months.
- Earn $300 with one qualifying direct deposit and a $2,000 average daily balance over the first 90 days. The $500 tier uses a $5,000 average.
- You must be 18 or older. Only one account per signer is eligible.
- Bonus
- $300
- Direct deposit
- At least one qualifying direct deposit within the first 90 days, plus a $2,000 average daily balance over those 90 days.
- Deposit
- Maintain a $2,000 average daily balance for 90 days. Applicable minimum opening deposits apply; the dollar amount is not stated on the offer page.
- Keep the account open
- At least 90 days, and the account must still be an eligible type and in good standing when the bonus is paid.
- When the bonus posts
- Within 30 days after the 90-day period.
- Expiration
- Open in a branch by December 18, 2026. The footnote also says qualifying activities must be completed by December 18, 2026, and that the account must stay open at least 90 days. Read both before you rely on a late opening.
- Monthly fee
- Simply Right Checking is $10 or $0. Select is $25 or $0.
- How to waive it
- Simply Right: one posted deposit, withdrawal, transfer, or payment during the calendar month, or any owner under 26. Select: $25,000 combined balances.
- Early closure
- Not stated as a dollar fee. The account must stay open at least 90 days and through the payout.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- 9 states. Florida is only Miami-Dade, Monroe, and Broward counties, plus Collier County ZIP 34141.
- Last verified
- November 15, 2026
Fine print
Qualifying direct deposits are paycheck, pension, or government benefits. Zelle, Venmo, wires, and transfers do not count. Bonus is interest on Form 1099-INT. Verified November 15, 2026.
Source checked November 15, 2026: https://www.santanderbank.com/pages/personal/checking-accounts-pa