checking
Wells Fargo $325
Everyday Checking
New Wells Fargo checking customers can earn $325 on Everyday Checking after $1,000 in qualifying electronic deposits within 90 days.
Effective value after fees
$280
Minimum-path estimate: $325 minus three $15 fees ($45). One $1,000 deposit can cover the bonus without repeating the $500 electronic-deposit waiver every fee period. Keep $500 in qualifying electronic deposits each fee period and the bonus is worth the full $325.
Exact requirements
- New consumer checking customers only. Not available if you received a Wells Fargo consumer checking bonus within the past 12 months, or if you are a Wells Fargo employee.
- Use the bonus offer code and open by January 13, 2027. Online, only Everyday Checking can be opened with the link. In a branch, any eligible consumer checking account may be opened with the code.
- Receive $1,000 or more in qualifying electronic deposits within 90 calendar days. Wells Fargo counts ACH direct deposit, RTP or FedNow instant payments, and certain debit-card original credit transactions. Transfers between accounts, mobile deposits, Zelle, and branch or ATM deposits do not count.
- The enrolled account must not be closed or restricted when the bonus is paid.
- Bonus
- $325
- Direct deposit
- $1,000 or more in qualifying electronic deposits within 90 days of account opening.
- Deposit
- $25 minimum opening deposit. In a branch, get the bonus code by email first.
- Keep the account open
- Not stated as a fixed number of days. The account must be open when the bonus is paid.
- When the bonus posts
- Within 30 calendar days of meeting the offer requirements.
- Expiration
- Open with the bonus code by January 13, 2027.
- Monthly fee
- $15 monthly service fee on Everyday Checking.
- How to waive it
- Avoid it each fee period with a $1,500 minimum daily balance, $5,000 or more in qualifying deposit and investment balances, $500 or more in qualifying electronic deposits, if the primary owner is 17 to 24, or with a qualifying military direct deposit.
- Early closure
- Not stated.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- Availability not stated. The offer page does not list states. It can be opened online or, with an emailed code, in a branch.
- Last verified
- November 15, 2026
Fine print
Wells Fargo says the actions required for this bonus are separate from the actions that avoid the monthly service fee. The bonus is reported as income. Offer cannot be combined with another consumer deposit offer. Limit one bonus per customer and account. Verified November 15, 2026.
Source checked November 15, 2026: https://accountoffers.wellsfargo.com/checkingoffer/