brokerage
Public 1% match
Account transfer match
Public matches 1% of an account transfer, paid monthly over 5 years, and may reimburse up to $100 of transfer fees above $5,000.
Effective value after fees
Not a fixed dollar amount
1% of whatever you transfer, paid slowly over 5 years. There is no single dollar amount to put in the headline total, so it is left out. A $10,000 transfer is $100 of match, $100 a month at a time across 60 payments only if you do not withdraw.
Exact requirements
- Transfer eligible assets. Public says the match is uncapped and paid in monthly installments over 60 months, starting about a month after the transfer settles.
- Withdrawals, transfers out, and other removals reduce the remaining match payments.
- Up to $100 in fees reimbursed if the transfer value exceeds $5,000.
- Some assets are not supported and may be liquidated. Public is not recommending the transfer.
- You may be ineligible if you previously took a Public promotion and then moved substantially all of your funds out.
- Bonus
- 1% match
- Direct deposit
- Direct deposit is not required.
- Deposit
- Transfer a brokerage account, IRA, or 401(k) rollover. Public matches 1% with no cap stated, paid monthly over 60 months. Transfers over $5,000 can also get up to $100 of fees reimbursed.
- Keep the account open
- Not a closure fee. The match is paid over 60 months, and taking money out reduces what is left.
- When the bonus posts
- Monthly for 60 months, beginning about one month after the transfer settles.
- Expiration
- Not stated. Public can end or change the offer.
- Monthly fee
- Not stated on the FAQ page.
- How to waive it
- Not stated on the FAQ page.
- Early closure
- Not stated. Withdrawals and transfers out reduce remaining match payments.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- Nationwide. Public says the offer is for individuals 18 or older who are U.S. residents residing in the United States.
- Last verified
- November 15, 2026
Fine print
FAQ updated September 14, 2026, and re-read November 15, 2026. Bonuses over $600 in a calendar year can generate a 1099-MISC. IRA matches may be reported as interest. Not tax advice.
Source checked November 15, 2026: https://help.public.com/en/articles/6499808-transfer-account-bonus