checking
TD Bank $200
Complete Checking
TD Complete Checking pays $200 to new checking customers who make $500 in qualifying direct deposits.
Effective value after fees
$110
Minimum-path estimate: $200 minus six $15 fees ($90). A single $500 deposit may waive only the cycle it posts in. Keep a $500 daily balance and the monthly fee is $0, so the bonus is worth $200.
Exact requirements
- New TD Complete Checking customers under the same new-customer rules as the Beyond offer.
- Open online by November 30, 2026 and make $500 in qualifying direct deposits.
- Same 6-month clawback if the account is closed after the bonus is paid.
- Bonus
- $200
- Direct deposit
- $500 in qualifying direct deposits of at least $250 each. A day limit is not stated on the offer page.
- Deposit
- Opening deposit: not stated.
- Keep the account open
- 6 months, or TD may deduct a bonus it already paid.
- When the bonus posts
- On or before 180 days from account opening.
- Expiration
- Through November 30, 2026.
- Monthly fee
- $15 monthly maintenance fee.
- How to waive it
- $500 or more in direct deposits in a statement cycle, a $500 minimum daily balance, or a $5,000 combined balance across linked personal deposits. Also waived while the primary owner is 17 through 23.
- Early closure
- Bonus may be deducted if you close within 6 months after opening. No other closure fee is stated on the offer page.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- Availability not stated. States are not listed on the offer page.
- Last verified
- November 15, 2026
Fine print
Cannot be combined with a history of a TD personal checking bonus. Verified November 15, 2026.
Source checked November 15, 2026: https://www.td.com/us/en/personal-banking/checking-and-saving-bonus