checking
Truist $500
Truist One or Marquee Checking
Truist pays $500 on new One or Marquee Checking after $2,000 in direct deposits and 20 debit purchases within 120 days.
Effective value after fees
$500
On Truist One, spreading the required $2,000 of direct deposits so each statement cycle gets $500 meets a published fee waiver. The $500 bonus is then not reduced by the $12 fee. Marquee's $35 fee is much harder to waive and is not the path used for this number.
Exact requirements
- Open Truist One Checking or Truist Marquee Checking from July 14, 2026 through February 2, 2027 with a valid promo code at opening. The code cannot be added later.
- Within 120 days, receive at least two qualifying direct deposits totaling $2,000 or more, and complete at least 20 qualifying debit-card purchases.
- Zelle, real-time payments, transfers, branch, ATM, mobile, and mailed deposits do not count as direct deposits. ATM withdrawals and Zelle do not count as debit purchases.
- Not available if you are the primary owner of an existing Truist personal checking account or closed one on or after July 14, 2025.
- You must be 18 or older, with a U.S. taxpayer ID and a physical address in Truist's listed states or D.C.
- Bonus
- $500
- Direct deposit
- At least two qualifying ACH direct deposits, each greater than $5, totaling $2,000 or more within 120 days.
- Deposit
- Truist One opens with $50. Marquee opens with $100. The offer works on either.
- Keep the account open
- Not stated as a fixed number of days. The bonus is forfeited if the account is at $0 or negative, restricted, or closed when Truist tries to pay it.
- When the bonus posts
- Within 10 business days after you meet the requirements.
- Expiration
- Open from July 14, 2026 through February 2, 2027.
- Monthly fee
- Truist One is $12 or $0. Marquee is $35 or $0. The $500 is easier to keep on Truist One.
- How to waive it
- Truist One: $500 or more in qualifying direct deposits per statement cycle, a $500 combined ledger balance, a related Truist credit card, mortgage, or consumer loan, a linked small-business checking account, student status, or a primary client under 25 or 62 and older. Marquee: $250,000 combined balance or a Truist Wealth relationship.
- Early closure
- Not stated as a dollar fee. A $0 or negative balance, or a closed or restricted account, forfeits the reward.
- Credit pull or ChexSystems
- not stated
- Where it is offered
- 17 states. Also available with a physical address in Washington, D.C. D.C. is not one of the 50 state pages.
- Last verified
- November 15, 2026
Fine print
Promo codes are single-use. Truist may refuse payouts claimed through unaffiliated third-party sites. Disclosure on the page was updated as of October 14, 2026. Verified November 15, 2026.
Source checked November 15, 2026: https://www.truist.com/open-account/banking-accounts