Best bank bonuses in Missouri

Only offers whose official page says they are for U.S. residents, or names Missouri. A blank page means we have not verified a footprint that includes Missouri. Offers with an unstated footprint are on the home board.

Charles Schwab

Brokerage or IRA

Up to $1,000

A referred new Schwab client can earn up to $1,000 after a qualifying net deposit within 45 days. The top tier takes $500,000.

brokerageNo direct depositNationwideReferral

Deposit: Qualifying net deposit within 45 days: $25,000–$49,999 pays $100, $50,000–$99,999 pays $300, $100,000–$499,999 pays $500, and $500,000 or more pays $1,000.
Direct deposit: Direct deposit is not required.
Keep open: At least one year for taxable accounts, or Schwab may charge back the award. The one-year rule is stated for taxable accounts. An IRA holding period is not stated the same way.
Bonus posts: About one week after day 45, and Schwab's examples put payment roughly 1–2 weeks after the 45-day mark.
Expires: Not stated as a calendar end date. Schwab can change or end the offer without notice.
Monthly fee: Not stated on the referral page. Not stated on the referral page.

Effective value

$1,000

This is the $500,000 tier. Smaller deposits pay $100, $300, or $500. A monthly fee is not stated, so it is not subtracted. You need someone else's referral code.

Rules and fine print Bank's page Track it

Post

Huntington

Platinum Perks Checking

$600

Bring $25,000 of new money to Huntington Platinum Perks Checking, keep it open 90 days, and the bank pays $600. No direct deposit required.

checkingNo direct deposit21 states

Deposit: Deposit $25,000 or more in new money within 90 days. New money is not already on deposit at Huntington, except maturing personal CDs.
Direct deposit: Direct deposit is not required. This tier is a new-money deposit.
Keep open: At least 90 days.
Bonus posts: Within 14 days after you meet the requirements.
Expires: Apply by January 15, 2027.
Monthly fee: $25, or $0 with a $25,000 total relationship balance. Keep a total relationship balance of at least $25,000 in eligible deposits and certain investments. Otherwise $25 a month.

Effective value

$525

Minimum-path estimate: $600 minus three $25 fees, because the bonus requires the $25,000 deposit but does not say you must leave it there. Leave the $25,000 in the relationship and the fee waiver applies, so the bonus is worth $600.

Rules and fine print Bank's page Track it

Post

Huntington

Perks Checking

$400

Huntington pays $400 on new Perks Checking after $500 in qualifying direct deposits and 90 days with the account open.

checkingDirect deposit21 states

Deposit: Opening deposit: not stated on the offer page.
Direct deposit: Qualifying direct deposits totaling $500 or more within 90 days of opening.
Keep open: At least 90 days. The account must still be open to receive the bonus.
Bonus posts: Within 14 days after you meet the requirements.
Expires: Apply by January 15, 2027.
Monthly fee: $10, or $0. $1,000 in total monthly deposits, or a $5,000 total relationship balance. Otherwise $10 a month.

Effective value

$370

Minimum-path estimate: $400 minus three $10 fees. The bonus needs only $500 of direct deposits in 90 days, which is short of the $1,000 monthly-deposit waiver. Deposit $1,000 in a month and that month's fee is $0.

Rules and fine print Bank's page Track it

Post

Robinhood

Individual taxable brokerage

Typically $5

Robinhood gives new brokerage customers a stock reward. About 99% of people get $5 of stock. A few get $10 or $200.

brokerageNo direct depositNationwide

Deposit: No funding minimum is stated. Link a bank account or debit card after you are approved.
Direct deposit: Direct deposit is not required.
Keep open: 60 days if you want to withdraw the sale proceeds. Selling can happen after 3 trading days.
Bonus posts: The stock is credited within about one week after you claim the reward.
Expires: Ongoing until Robinhood changes or ends it. No calendar end date is stated.
Monthly fee: Not stated on the offer page. Not stated on the offer page.

Effective value

Uses the $5 that Robinhood says about 99% of customers receive. It is stock. Nothing is subtracted for a monthly fee because the page does not state one. Do not plan on the $200.

Rules and fine print Bank's page Track it

Post

Public

Account transfer match

1% match

Public matches 1% of an account transfer, paid monthly over 5 years, and may reimburse up to $100 of transfer fees above $5,000.

brokerageNo direct depositNationwide

Deposit: Transfer a brokerage account, IRA, or 401(k) rollover. Public matches 1% with no cap stated, paid monthly over 60 months. Transfers over $5,000 can also get up to $100 of fees reimbursed.
Direct deposit: Direct deposit is not required.
Keep open: Not a closure fee. The match is paid over 60 months, and taking money out reduces what is left.
Bonus posts: Monthly for 60 months, beginning about one month after the transfer settles.
Expires: Not stated. Public can end or change the offer.
Monthly fee: Not stated on the FAQ page. Not stated on the FAQ page.

Effective value

Varies

1% of whatever you transfer, paid slowly over 5 years. There is no single dollar amount to put in the headline total, so it is left out. A $10,000 transfer is $100 of match, $100 a month at a time across 60 payments only if you do not withdraw.

Rules and fine print Bank's page Track it

Post