Best bank bonuses in Maryland

Only offers whose official page says they are for U.S. residents, or names Maryland. A blank page means we have not verified a footprint that includes Maryland. Offers with an unstated footprint are on the home board.

Charles Schwab

Brokerage or IRA

Up to $1,000

A referred new Schwab client can earn up to $1,000 after a qualifying net deposit within 45 days. The top tier takes $500,000.

brokerageNo direct depositNationwideReferral

Deposit: Qualifying net deposit within 45 days: $25,000–$49,999 pays $100, $50,000–$99,999 pays $300, $100,000–$499,999 pays $500, and $500,000 or more pays $1,000.
Direct deposit: Direct deposit is not required.
Keep open: At least one year for taxable accounts, or Schwab may charge back the award. The one-year rule is stated for taxable accounts. An IRA holding period is not stated the same way.
Bonus posts: About one week after day 45, and Schwab's examples put payment roughly 1–2 weeks after the 45-day mark.
Expires: Not stated as a calendar end date. Schwab can change or end the offer without notice.
Monthly fee: Not stated on the referral page. Not stated on the referral page.

Effective value

$1,000

This is the $500,000 tier. Smaller deposits pay $100, $300, or $500. A monthly fee is not stated, so it is not subtracted. You need someone else's referral code.

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Truist

Truist One or Marquee Checking

$500

Truist pays $500 on new One or Marquee Checking after $2,000 in direct deposits and 20 debit purchases within 120 days.

checkingDirect deposit17 states

Deposit: Truist One opens with $50. Marquee opens with $100. The offer works on either.
Direct deposit: At least two qualifying ACH direct deposits, each greater than $5, totaling $2,000 or more within 120 days.
Keep open: Not stated as a fixed number of days. The bonus is forfeited if the account is at $0 or negative, restricted, or closed when Truist tries to pay it.
Bonus posts: Within 10 business days after you meet the requirements.
Expires: Open from July 14, 2026 through February 2, 2027.
Monthly fee: Truist One is $12 or $0. Marquee is $35 or $0. The $500 is easier to keep on Truist One. Truist One: $500 or more in qualifying direct deposits per statement cycle, a $500 combined ledger balance, a related Truist credit card, mortgage, or consumer loan, a linked small-business checking account, student status, or a primary client under 25 or 62 and older. Marquee: $250,000 combined balance or a Truist Wealth relationship.

Effective value

$500

On Truist One, spreading the required $2,000 of direct deposits so each statement cycle gets $500 meets a published fee waiver. The $500 bonus is then not reduced by the $12 fee. Marquee's $35 fee is much harder to waive and is not the path used for this number.

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Robinhood

Individual taxable brokerage

Typically $5

Robinhood gives new brokerage customers a stock reward. About 99% of people get $5 of stock. A few get $10 or $200.

brokerageNo direct depositNationwide

Deposit: No funding minimum is stated. Link a bank account or debit card after you are approved.
Direct deposit: Direct deposit is not required.
Keep open: 60 days if you want to withdraw the sale proceeds. Selling can happen after 3 trading days.
Bonus posts: The stock is credited within about one week after you claim the reward.
Expires: Ongoing until Robinhood changes or ends it. No calendar end date is stated.
Monthly fee: Not stated on the offer page. Not stated on the offer page.

Effective value

Uses the $5 that Robinhood says about 99% of customers receive. It is stock. Nothing is subtracted for a monthly fee because the page does not state one. Do not plan on the $200.

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Public

Account transfer match

1% match

Public matches 1% of an account transfer, paid monthly over 5 years, and may reimburse up to $100 of transfer fees above $5,000.

brokerageNo direct depositNationwide

Deposit: Transfer a brokerage account, IRA, or 401(k) rollover. Public matches 1% with no cap stated, paid monthly over 60 months. Transfers over $5,000 can also get up to $100 of fees reimbursed.
Direct deposit: Direct deposit is not required.
Keep open: Not a closure fee. The match is paid over 60 months, and taking money out reduces what is left.
Bonus posts: Monthly for 60 months, beginning about one month after the transfer settles.
Expires: Not stated. Public can end or change the offer.
Monthly fee: Not stated on the FAQ page. Not stated on the FAQ page.

Effective value

Varies

1% of whatever you transfer, paid slowly over 5 years. There is no single dollar amount to put in the headline total, so it is left out. A $10,000 transfer is $100 of match, $100 a month at a time across 60 payments only if you do not withdraw.

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